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SDM Real Estate Blog

Buy smarter in Hyderabad. Guides that protect your money.

Plain-English guides on documents, approvals, costs and site visits. Written for busy buyers.

Legal5 min readBy SDM Real Estate

Documents to Check Before Buying a Plot in Hyderabad

A plot is only as good as its papers. Most land disputes start with one missing document. Check these before you pay any advance.

The must-have documents

  1. Sale deed (title deed): proves the seller owns the plot. The name must match the seller's ID.
  2. Link documents: the chain of past sale deeds, ideally 30 years or more. Every transfer should connect with no gaps.
  3. Encumbrance certificate (EC): shows whether the plot has a loan, mortgage or legal claim on it.
  4. Layout approval: HMDA or DTCP approval for the layout, with a plot number that matches the approved plan.
  5. Property tax receipts: show dues are paid up to date.
  6. Seller's ID and PAN: for every owner on the title. Joint owners must all sign.

Red flags

  • The seller asks for a large cash advance "to hold the plot".
  • Photocopies only, with no originals shown.
  • Plot number or survey number differs between documents.
  • Price far below similar plots in the same area.

Always have an independent lawyer review the documents too. A few thousand rupees in legal fees can save you lakhs.

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Approvals4 min readBy SDM Real Estate

HMDA vs DTCP Approval: What's the Difference?

You'll see "HMDA approved" and "DTCP approved" on almost every plot ad. Both are government layout approvals. The difference is location.

HMDA

The Hyderabad Metropolitan Development Authority approves layouts inside the Hyderabad metropolitan region. Most of the city's growth corridors, such as Kokapet, Tellapur and Shamshabad, fall here.

DTCP

The Directorate of Town and Country Planning approves layouts outside HMDA limits, in other urban and rural areas of Telangana.

What matters for you

  • Either approval is valid for its area. One is not "better" than the other.
  • Ask for the approval number and the approved layout plan.
  • Check that your plot number exists on that plan and isn't marked as a park, road or open space.
  • Avoid "farm plots" or unapproved layouts sold as approved. Banks usually won't lend on them.

Not sure about a layout? Send us the approval number and we'll check it with you.

Questions about this? Talk to a property expert.

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Approvals4 min readBy SDM Real Estate

How to Check a Project's RERA Registration in Telangana

Under RERA, most new residential projects and layouts above a certain size must be registered before they are marketed. Registration makes the builder accountable for timelines and specifications.

How to check

  1. Ask the developer for the project's RERA registration number. It should appear on every brochure and ad.
  2. Open the official Telangana RERA website and search registered projects by that number or the project name.
  3. Match the promoter name, project address and number of units with what you've been told.
  4. Check the declared completion date and any quarterly progress updates.
  5. Look for complaints or orders listed against the project or promoter.

Also ask for

  • The approved building plan and permission.
  • The agent's RERA registration, if you're buying through an agent.

No RERA number on a project that needs one is a reason to walk away.

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Costs5 min readBy SDM Real Estate

The Full Cost of Buying Property in Hyderabad

Many buyers budget for the property price and get surprised later. Plan for the full amount from day one.

Costs to budget for

  • Stamp duty, transfer duty and registration fees: paid to the government at registration, as a percentage of the property value. Check current Telangana rates before you finalise.
  • GST: applies to under-construction apartments and villas. Ready-to-move property with an occupancy certificate is not charged GST.
  • Amenity, club and corpus charges: common in gated communities. Ask for them in writing.
  • Maintenance deposit: often one to two years collected upfront.
  • Utility connections: electricity and water connection charges.
  • Home loan costs: processing fee, legal and valuation charges from the bank.
  • Legal verification: your lawyer's fee for document checks.

Our rule

Get a written, itemised cost breakup before you pay a booking amount. If a seller won't give one, ask why.

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Buying Guide4 min readBy SDM Real Estate

Plot vs Apartment: Which Is Right for You?

There's no single right answer. It depends on why you're buying and when you need it.

Choose a plot if you…

  • Want long-term appreciation and can hold for years.
  • Plan to build your own home later, your way.
  • Prefer low upkeep: no maintenance charges or building wear.

Choose an apartment if you…

  • Need to move in soon, close to your office.
  • Want security, amenities and a community.
  • Want easier home-loan approval and rental income.

A simple test

Ask yourself: "Is this for living or for growing money?" Living points to an apartment or villa. Growing money often points to a plot in a developing corridor.

Still torn? Tell us your budget and timeline. We'll show you both options side by side.

Questions about this? Talk to a property expert.

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Buying Guide3 min readBy SDM Real Estate

Your Site Visit Checklist: 10 Things to Check on the Ground

Never buy without visiting. Take this list with you.

  1. Is the approach road wide, paved and public?
  2. Do the boundary stones match the plot number on the layout plan?
  3. Is there water supply, drainage and an electricity line nearby?
  4. How long is the drive to your office, school or the ORR at peak hour?
  5. Is the land low-lying? Look for signs of waterlogging.
  6. Any high-tension power lines, lakes or protected land nearby?
  7. For apartments: construction quality, stairways, parking and lift progress.
  8. What's around: hospitals, schools, markets?
  9. Talk to neighbours or residents. Ask about the builder.
  10. Visit twice if you can: once on a weekday, once at night.

Our site visits are free, with pickup and drop. Bring this list, and ask us anything on the spot.

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Reading is good. Seeing is better.

Book a free site visit. We'll check the documents with you, on the ground.

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